Benefits for Residents and Fellows

We are pleased to offer a comprehensive total rewards package that meets your health & well-being and retirement needs, encourages healthy behavior, provides competitive pay and much more.


Health Benefits- Day 1 Coverage for Residents and Fellows and their eligible dependents

  • Access to 3 Medical/Prescription Drug Plans, 2 Dental plans and a Vision plan
  • Well-being Incentive to help reduce the cost of your medical premiums
  • Access to Flexible Spending Accounts (Healthcare and Dependent Care)

Welfare Benefits- Day 1 Coverage for Residents and Fellows

  • Basic Life Insurance- 1X your base annual salary, no less than $50K to a maximum of $750K and CHOP pays the full cost of this coverage. Options for supplemental life insurance and spouse/dependent life insurance coverage available to you through payroll deductions.
  • Short-Term Disability- 100% CHOP funded. If you are medically disabled, you will receive 100% of pay for up to 26 weeks. 
  • Long-Term Disability- 100% CHOP funded. Provides for 60% of base salary up to $15K per month.  Buy-up option available to you through payroll deductions.
  • Paid Parental Leave- Eligible on date of hire and provides for 4 weeks of pay at 100% of base salary. 

Retirement Benefits

  • Two Types of plans that work together as part of your overall retirement savings program
    • 403(b) Retirement Savings Plan- You may contribute to this account through pre-tax payroll deductions. CHOP matches $0.50 for each $1.00 contributed, up to 6% after one year of service.
    • 401(a) CHOP-Funded Retirement Savings Plan- Eligible for 4% CHOP contribution each year after completing one year of service and have worked a minimum of 750 hours.

Well-being and Work-Life Balance

  • We offer robust health and wellness services that will help you identify opportunities for improvement, change unhealthy behaviors, or manage chronic conditions.
  • Commuter Benefit- Allows you to use pre-tax payroll deductions to put towards your public transportation commuting costs. CHOP will subsidize 75% of your commuting cost up to $150 per month.
  • Bicycle Commuter Benefit- Receive up to $240 per calendar year for qualifying out of pocket expenses when you commute to work via bicycle.
  • Parking- Residents and Fellows receive discounted parking at $25 per pay period. 

Educational Benefits

  • Student Loan Repayment- CHOP will contribute up to $2400/year to help pay down your student loan debt.
  • Public Service Loan Forgiveness (PSLF) Program- PeopleJoy’s interactive tool helps you navigate the process of applying for loan forgiveness, debt cancellation, and more.
  • SoFi Student Loan Refinancing and More- SoFi offers options like refinancing, private student loans, and a debt navigator tool to help keep your finances on track while you continue your education or pay off existing loans. 

For detailed information on all these benefits, please view the Benefits Enrollment Guide and Resident/Fellow Rate Sheet

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